United States Department of Veterans Affairs

Learn about the healthcare and rehabilitation services for eligible military Veterans of the US and the compensation for disabilities and deaths.

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Benefits of Disability Compensation

The Disability Compensation is an additional benefit from the Department of Veterans Affairs for eligible veterans who suffered injuries and deadly diseases at the time of service. This is a tax-free monthly payment to cover the veteran’s medical and caregiver expenses.

Eligibility for VA Disability Compensation

Here is the compensation eligibility guide – 

  • A federal veteran needs to be ill or injured under specific terms and conditions.

  • The veteran has served active training and duty

Additional criteria for compensation eligibility include (Any One) –

  • The federal employee got sick or injured during federal services

  • The veteran had been ill or injured before they joined the armed forces and services deteriorated their conditions

  • A disability that surfaced at the end of the service term or right after discharge from the armed forces without any dishonorable charges (also known as post-service disability)

Veterans’ Group Life Insurance (VGLI) Program

Veterans’ Group Life Insurance (VGLI) is a life insurance program that allows veterans to convert their Servicemembers’ Group Life Insurance (SGLI) coverage to renewable term life insurance after they leave the military. This program is managed by the Department of Veterans Affairs (VA) and offers continued life insurance protection for eligible veterans.

VA COMPENSATION PERCETAGE VS PAY

10% 20% 30% 40% 50%
10% 20% 30% 40% 50%
60% 70% 80% 90% 100%
60% 70% 80% 90% 100%

Additional Pay:
*Spouse $56 to $100 approx.
*Children under 18 = $30 to $100.34 approx. 2nd & 3rd Children is 75$ after 30%.
*Additional Child & Over 18 Receiving School Benefits is extra.
*Parents $52 to $100 approx.
*Our guidance does not replace those provided by TSP, OPM or the Federal Government. We are not federal employees and/or representatives of any agency related with the same.

VA COMPENSATION RATES 2024

10% 20% 30% 40% 50%
171.23 338.49 524.31 755.28 1,075.16
60% 70% 80% 90% 100%
1,361.88 1,716.28 1,995.01 2,241.91 3,737.85

Additional Pay:
*Spouse $56 to $100 approx.
*Children under 18 = $30 to $100.34 approx. 2nd & 3rd Children is 75$ after 30%.
*Additional Child & Over 18 Receiving School Benefits is extra.
*Parents $52 to $100 approx.
*Our guidance does not replace those provided by TSP, OPM or the Federal Government. We are not federal employees and/or representatives of any agency related with the same.

Key Features of VGLI

  1. Eligibility:  Veterans with SGLI coverage while in service can convert to VGLI. The application must be made within one year and 120 days of separation from service. If you apply within the first 240 days after separation, you can get coverage without providing evidence of good health.
  1. Coverage Amount:  Veterans can choose coverage in increments of $10,000, up to the maximum coverage they had under SGLI, which can be as high as $500,000. Additionally, veterans can increase their coverage by $25,000 every five years until they reach age 60, up to the maximum coverage limit.
  1. Renewable Term Insurance:  VGLI is renewable every five years regardless of age, health, or occupation, meaning the policyholder can continue their coverage for as long as they wish, provided they pay the premiums.
  1. Premiums:  VGLI premiums are based on the veteran’s age at the time of coverage renewal and can increase as the veteran ages. Unlike SGLI, VGLI premiums are not deducted from military pay and must be paid directly by the veteran.
  1. Conversion to Permanent Insurance:  VGLI policyholders have the option to convert their VGLI term coverage into an individual permanent life insurance policy with any participating commercial insurance company at any time, without having to prove their insurability (i.e., without a medical exam).
  1. Beneficiary Designation:  As with SGLI, VGLI policyholders can designate one or more beneficiaries to receive the insurance proceeds in the event of their death.

VGLI provides an essential service by allowing veterans to maintain life insurance coverage after their military service ends, offering financial security and peace of mind as they transition to civilian life.

Department of VA Benefits & Healthcare

The VA Disability Compensation is a monthly tax-free payment to Veterans who are ill and injured during the term of their federal services. Here are the wide range of healthcare and life insurance options –

  • VA Healthcare – Coverage for regular appointments and checkups with specialists, mental health service providers, and access to home healthcare. 
  • Disability Compensation – A monthly compensation for Veterans who are ill or injured for service-related reasons such as a brain disease or a bullet injury. 
  • Pension – This is a pension plan for wartime Veteran survivors. Additionally, this pension is also available to the spouses and children of deceased wartime veterans. 
  • Life Insurance – A financial security for Veterans and their family members. It allows Veterans to get an appropriate life insurance plan. 
  • Service Members Benefits – Uniformed service members in the USA who served in active military, navy, air force, or the Marines are eligible to get benefits during or after service years.

NOTE: All veterans are uniformed service members but all service members are not veterans. 

  • VA Family Members Benefits – Spouses and dependent children of retired veterans or qualified service members get healthcare, life insurance, and educational compensation. 

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Frequently Asked Questions

Clarify all queries related to the Department of Veterans Affairs in the USA with our FAQs –

The US Department of Veterans Affairs provides healthcare, education, life insurance, financial support, home loans, rehabilitation, disability support, and funerary to the Veterans of Armed Forces. 

The Department of VA administers the programs and benefits for veterans and their families.

The Department of VA provides a wide range of healthcare services such as primary care, special care, intensive care, special medical treatments, long-term care, mental healthcare, and rehabilitation for wartime survivors and all veterans who got injured or disease-inflicted during or before joining the armed forces.

The Disability Compensation Program for VAs provides monthly payments to eligible Veterans. The compensation eligibility for the disability program depends on the illness or the nature of the injury and the time of occurrence, whether before, during, or after their active military service term. Furthermore, there are no tax deductions from this type of payment. The disability compensation is used for treatment, medical bills, and caregiver facilities.

The primary rules include discharge from the armed forces due to disability or illness-related issues while serving in the active military. Other eligibility conditions include – 

  • Needs to fall in the category of a veteran
  • Should not have a dishonorable discharge during active duty 
  • Essential to meet the service years and requirements 
  • Service-related disabilities 
  • Served as a full-time commissioned officer of the Public Health Service 
  • Covered full-time reserve duty

A veteran in the US military is a personnel who served in the active armed forces such as the Navy, Airforce, Space Service, Marines, or Military and has been released from services on non-dishonorable terms.

  • Dependency and Indemnity Compensation – A tax-free benefit payment to the surviving spouse, child, or parent of a uniformed service member in the US who passed away during active services. This benefit is also applicable to the survivor family members of the service member if they passed away due to disability or illness-related conditions while actively serving the armed forces. 
  • Special Monthly Compensation – This type of compensation is allocated to veterans or their family members due to special requirements. The funds are disbursed at the time when a veteran needs to appoint a caregiver to attend to drastic circumstances such as loss of limbs that increase the dependency of the person. The Special Monthly Compensation is a tax-free payment. This benefit is commonly known as aid and attendance for spouses. The payment is based on the situation of aid and attendance. Veterans get a higher rate of compensation in this type of program.
  • Other Benefits – Additional benefits include family members’ benefits, service members’ benefits, burials and memorial assistance, life insurance programs, housing assistance, pension, and mortgage life insurance.